I’ve said it before and I’ll say it again. If you’re not getting a tax credit and you are self employed or own a business the group market is where you should be. I routinely save people $200+ a month making this move. The benefits and networks are better than the individual market. Its pretty much a no brainer. The process is a bit more arduous but I can guide you through it. Heads up, I charge a consulting fee for these services. The Annual $120 fee covers you should any issues or questions arise throughout the year.
Click one of the buttons below to download a spreadsheet or PDF version of my favorite plans in central Virginia. Please note- these are rates for the greater Richmond area for November and December start dates. I will post January rates soon.
If you are looking to offer benefits to multiple employees you will want to click here to go to my Employee Benefits page. (Under Construction)
Navigating this spreadsheet
The 1st tab or page are plans I recommend with Anthem. These plans are OAPOS or Open Access Point of Service. These plans include all the local hospitals, no referrals to see specialist and out of network coverage.
The 2nd page or tab as plans with United Healthcare. Most of these plans have the Choice plus network. They also include all local hospitals, no referrals to see a specialist and out of network coverage.
Sign me up!
You can sign up for these group plans any month of the year. Anthem wants all apps by the 10th of the month before the start date. And United gives us a little more time. They allow retro start dates with application submission 15 days after the start date. So for Aug 1st effective date we have until Aug 15th with United.
There are too many variables to mention here. If these options interest you let’s set up an appointment to talk everything out. Shoot me an email with your upcoming availability and I’ll get back to you very soon.